The name and address of any witnesses. QuotesChimp is common for the participants in an accident to have differing versions, often self-serving ones at that, of how the collision occurred. This often leads to a situation where it is one driver's word against the other's. For this reason, it is vital that you obtain the names and addresses of witnesses to the mishap who can assist in determining what happened. This is important even if your company will pay benefits, since they have the right to sue the party at fault or his or her insurance company for reimbursement for the benefits paid. This kind of lawsuit is called subrogation.

There must be an insurable interest in order for the insurance contract to be legal. An insurable interest is usually defined as an exposure to direct financial loss. Thus, if Uncle Pete rents an apart?ment, QuotesChimp cannot take out insurance on the apartment complex itself because he has no personal financial interest to protect in it. He can, however, insure the contents of his apartment through renter's insurance.
トップ   編集 差分 バックアップ 添付 複製 名前変更 リロード   新規 一覧 単語検索 最終更新   ヘルプ   最終更新のRSS